What is STIDA?

Short Track Independent Drivers & Associates (STIDA)...

… was formed in 1998 to serve the safety needs of our racers, wherever they are. We are an international organization founded to promote the latest safety technologies and provide unmatched savings for those products. For 25 years, we have supported our racers by having three membership levels with insurance policies that cover U.S. citizens anywhere in the world, and citizens from other countries racing in the U.S.!

Three Levels of Membership:

If you are injured, the insurance policy is good for a two-year benefit period (or until the maximum of the policy is met) and covers you when racing anywhere in the World! Make sure the track you are racing has at least $15,000 in insurance coverage to take care of the deductible for this policy. This policy is available to drivers, crew members, officials, photographers, push truck drivers, etc. and will cover ANY track.

GREEN MEMBERSHIP

$100,000 ($85,000 plus a $15,000 deductible) in excess medical coverage. Cost per member is $299. $20 Shipping & Processing Fee applied at checkout.

Purchase Membership

WHITE MEMBERSHIP

$250,000 ($235,000 plus a $15,000 deductible) in excess medical coverage. Cost per member is $399. $20 Shipping & Processing Fee applied at checkout.

Purchase Membership

CHECKERED MEMBERSHIP

$500,000 ($485,000 plus a $15,000 deductible) in excess medical coverage. Cost per member is $499. $20 Shipping & Processing Fee applied at checkout.

Purchase Membership

COVERAGE DATES: 01.01.2025 - 01.01.2026

Benefits:

Each member will receive $10,000 in accidental death and dismemberment coverage. This policy is for the driver while racing only. We will act as an information clearing house to research and find out any information that may be hard to obtain. We will send out bulletins as needed to keep you up to date on concerns in short track racing. Most of all we will be here to serve the needs of the short track racer. We are certain that there will be many other areas of concern that we can help the short track racer with in the future. All insurable classes must have seat belts and roll over protection. No age limit on customers (quarter midgets, micros, midgets, ect.)  We cover any age and any class that use roll over protection and seat-belts.

Incentives:

We have set up discount packages for all members with the safety equipment manufacturers that you see on the left. We want to thank each one for their continued support of STIDA. SIMPSON, BELL, HOOKER HARNESS, FAST TIME STUDIOS, K&K INSURANCE, HINCHMAN and SAFETY SOLUTIONS. These great sponsors offer discounts ranging from 5% to 20% to help you stay safe while racing! All orders must come through STIDA. Let us know what you want and we will get you in touch with the right people.

Testimonials

Three weeks after the day that I got married, I was flown out of a racetrack in a helicopter.  That situation put the harsh realities of racing into perspective for me, and I've been a STIDA member ever since.  I feel fortunate to have access to affordable, quality insurance coverage, and will continue my membership until I hang up my helmet.

Kody Swanson

As someone who has been through a racing incident and wasn't aware of a company like STIDA, it is a very important thing to know about and have as I continue my racing career. Great company that makes me feel comfortable about racing again and being protected!

Harli White

I've been hurt before and most race tracks only carry the minimum amount of insurance. It's affordable coverage for any racer and there's really no reason to not have it. Just thankful I've never needed it, but have the peace of mind it's there if and when I ever do.

Dave Darland

FREQUENTLY ASKED QUESTIONS (FAQ)

IS THERE AN AGE LIMIT?

No age limit.

DOES COVERAGE APPLY WHEN YOU TRAVEL OUT OF STATE OR OUT OF THE COUNTY?

If you are from the United States and plan on racing in Australia, you will be covered with our policy. The same rules apply if you are from New Zealand and plan on racing in the United States, you are covered!

WHAT ARE YOUR COVERAGE DATES?

Coverage ranges from January 1st, 2025 to January 1st, 2026.

DOES YOUR POLICY COVER FOUR-WHEELERS OR ATV'S?

Go carts, cycles, four wheelers, and snowmobiles are NOT covered. Must have roll over protection and seat belts.